/* mGIC — rebuilt from munigic-redesign preview (v29) */

/* ---------- Reset (equivalent of the original's Tailwind preflight) ---------- */
*, ::before, ::after { box-sizing: border-box; border: 0 solid; margin: 0; padding: 0; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; tab-size: 4; line-height: 1.5; -webkit-tap-highlight-color: transparent; }
h1, h2, h3, h4, h5, h6 { font-size: inherit; font-weight: inherit; }
b, strong { font-weight: bolder; }
small { font-size: 80%; }
ol, ul, menu { list-style: none; }
img, svg, video, canvas, iframe { display: block; vertical-align: middle; }
img, video { max-width: 100%; height: auto; }
button, input, select, textarea { font: inherit; letter-spacing: inherit; color: inherit; background-color: transparent; border-radius: 0; }
button, input[type="submit"] { -webkit-appearance: button; appearance: button; }
textarea { resize: vertical; }
[hidden] { display: none !important; }
body { -webkit-font-smoothing: antialiased; }

/* ---------- Tokens ---------- */
:root { --navy: #00144f; --deep: #00093c; --red: #a52722; --cream: #f5f2eb; --paper: #fbfaf7; --ink: #111b2e; --muted: #667084; --line: #d7dae0; }
html { scroll-behavior: smooth; scroll-padding-top: 100px; }
body { background: var(--paper); color: var(--ink); margin: 0; font-family: Arial, Helvetica, sans-serif; }
a { color: inherit; text-decoration: none; }

/* ---------- Header ---------- */
.site-header { z-index: 100; position: sticky; top: 0; background: rgba(255,255,255,.97); border-bottom: 1px solid #e5e7ec; box-shadow: 0 3px 16px rgba(0,20,79,.08); display: flex; justify-content: space-between; align-items: center; height: 88px; padding: 0 clamp(24px,5vw,80px); }
.brand { display: inline-flex; align-items: center; width: 220px; height: 67px; line-height: 1; position: relative; }
.brand img { object-fit: contain; object-position: left center; width: 116px; height: 67px; }
.site-header nav { display: flex; align-items: center; gap: 30px; letter-spacing: .08em; text-transform: uppercase; font-size: 12px; font-weight: 700; }
.site-header nav a:not(.nav-cta):hover { color: var(--red); }
.site-header nav a[aria-current="page"]:not(.nav-cta) { color: var(--red); }
.nav-cta { border: 1px solid var(--navy); padding: 14px 18px; }
.menu-toggle { background: none; border: 0; width: 40px; height: 40px; display: none; cursor: pointer; }
.menu-toggle span { background: var(--navy); width: 26px; height: 2px; margin: 7px; display: block; }

/* ---------- Home hero ---------- */
.hero { background: var(--deep); color: #fff; min-height: 720px; position: relative; overflow: hidden; }
.hero-backdrop { position: absolute; inset: 0; filter: saturate(.8); background: linear-gradient(90deg, rgba(0,9,60,.98) 0%, rgba(0,15,70,.85) 48%, rgba(0,18,66,.28) 100%), url("../hero-infrastructure.jpg") 50% center / cover; }
.hero-inner { z-index: 2; position: relative; max-width: 1240px; margin: auto; padding: 125px 70px 170px; }
.eyebrow { letter-spacing: .19em; color: var(--red); margin: 0 0 22px; font-size: 11px; font-weight: 800; }
.eyebrow.light { color: #e6b8b5; }
.hero h1 { letter-spacing: -.035em; max-width: 950px; margin: 0; font-family: Georgia, serif; font-size: clamp(48px,6vw,82px); font-weight: 400; line-height: 1.02; }
.hero h1 em { color: #c8d4f4; font-weight: 400; }
.hero-copy { color: #d7deef; max-width: 660px; margin: 32px 0; font-size: 18px; line-height: 1.7; }
.hero-actions { display: flex; align-items: center; gap: 32px; }
.button { display: inline-flex; justify-content: center; align-items: center; gap: 25px; padding: 18px 24px; text-transform: uppercase; letter-spacing: .1em; font-size: 11px; font-weight: 800; }
.button.primary { color: var(--navy); background: #fff; }
.text-link { display: inline-flex; gap: 22px; padding-bottom: 4px; border-bottom: 1px solid; text-transform: uppercase; letter-spacing: .09em; color: var(--navy); font-size: 12px; font-weight: 800; }
.light-link { color: #fff; }
.hero-proof { z-index: 3; position: absolute; bottom: 0; right: 0; width: min(750px,64vw); color: var(--navy); background: rgba(255,255,255,.96); display: grid; grid-template-columns: repeat(3,1fr); padding: 28px 45px; }
.hero-proof div { border-left: 1px solid var(--line); padding: 0 24px; }
.hero-proof div:first-child { border-left: 0; }
.hero-proof strong { display: block; font-family: Georgia, serif; font-size: 29px; }
.hero-proof span { text-transform: uppercase; letter-spacing: .1em; color: var(--muted); font-size: 9px; }

/* ---------- Home sections ---------- */
.intro { display: grid; grid-template-columns: 1fr 1fr; gap: 110px; max-width: 1200px; margin: auto; padding: 120px 50px; }
.intro h2, .section-heading h2, .gallery-heading h2, .process-title h2, .cta h2 { letter-spacing: -.025em; margin: 0; font-family: Georgia, serif; font-size: clamp(38px,4vw,58px); font-weight: 400; line-height: 1.08; }
.intro-copy p { color: #374056; margin: 0 0 20px; font-family: Georgia, serif; font-size: 19px; line-height: 1.65; }
.intro-copy .text-link { margin-top: 16px; }
.intro-copy .impact-statement { border-left: 3px solid var(--red); color: var(--navy); margin: 30px 0 22px; padding: 4px 0 4px 22px; font-size: 22px; line-height: 1.45; }

.pillars { background: var(--navy); color: #fff; padding: 100px clamp(24px,5vw,78px); }
.section-heading { max-width: 1200px; margin: 0 auto 58px; }
.section-heading h2 { font-size: 52px; }
.dark-text { color: var(--ink); }
.pillar-grid { display: grid; grid-template-columns: repeat(4,1fr); max-width: 1200px; margin: auto; border-top: 1px solid rgba(255,255,255,.25); }
.pillar-grid article { border-right: 1px solid rgba(255,255,255,.18); padding: 32px 30px 25px; }
.pillar-grid article:last-child { border: 0; }
.pillar-grid article > span { color: #9bb2e7; font-family: Georgia, serif; font-size: 14px; }
.pillar-grid h3 { margin: 45px 0 16px; font-family: Georgia, serif; font-size: 25px; font-weight: 400; }
.pillar-grid p { color: #c9d2e8; font-size: 14px; line-height: 1.7; }

.compliance-section { display: grid; grid-template-columns: minmax(300px,.85fr) minmax(420px,1.15fr); align-items: center; gap: clamp(50px,8vw,120px); padding: 82px clamp(24px,7vw,100px); background: #e9eef8; border-bottom: 1px solid #d5ddeb; }
.compliance-section > div { border-left: 4px solid var(--red); padding-left: 28px; }
.compliance-section h2 { letter-spacing: -.025em; margin: 0; font-family: Georgia, serif; font-size: clamp(36px,4vw,54px); font-weight: 400; line-height: 1.08; }
.compliance-section > p { color: #3f4b63; margin: 0; font-family: Georgia, serif; font-size: 18px; line-height: 1.7; }

.gallery-section { max-width: 1440px; margin: auto; padding: 120px clamp(20px,5vw,78px); }
.gallery-heading { display: grid; grid-template-columns: 1.25fr .75fr; align-items: end; gap: 100px; margin-bottom: 60px; }
.gallery-heading > div:last-child p { color: #505b70; font-family: Georgia, serif; font-size: 17px; line-height: 1.65; }
.gallery-heading > div:last-child .text-link { margin-top: 16px; }
.transaction-grid { display: grid; grid-template-columns: repeat(12,1fr); grid-auto-rows: 330px; gap: 14px; }
.transaction-card { position: relative; overflow: hidden; color: #fff; background: #0b245e; }
.transaction-card img { object-fit: cover; filter: saturate(.78); width: 100%; height: 100%; transition: transform .6s; }
.transaction-card:hover img { transform: scale(1.035); }
.card-shade { position: absolute; inset: 0; background: linear-gradient(transparent 35%, rgba(0,9,50,.88)); }
.card-copy { position: absolute; bottom: 24px; left: 28px; right: 24px; }
.card-copy span { text-transform: uppercase; letter-spacing: .18em; color: #d1d9ef; font-size: 9px; }
.card-copy h3 { margin: 8px 0 5px; font-family: Georgia, serif; font-size: 25px; font-weight: 400; }
.card-copy p { color: #e2e6ef; margin: 0; font-size: 12px; line-height: 1.45; }
.card-1, .card-2 { grid-column: span 6; }
.card-3, .card-4, .card-5 { grid-column: span 4; }

.more-transactions { margin-top: 36px; }
.more-transactions summary { cursor: pointer; width: max-content; margin: 0 auto; padding: 8px 0 5px; border-bottom: 1px solid; color: var(--navy); letter-spacing: .09em; text-transform: uppercase; font-size: 12px; font-weight: 800; list-style: none; }
.more-transactions summary::-webkit-details-marker { display: none; }
.more-transactions summary:focus-visible { outline: 2px solid var(--red); outline-offset: 6px; }
.more-transactions .less-label, .more-transactions[open] .more-label { display: none; }
.more-transactions[open] .less-label { display: inline; }
.expand-arrow { display: inline-block; margin-left: 14px; transition: transform .25s; }
.more-transactions[open] .expand-arrow { transform: rotate(180deg); }
.expanded-transaction-grid { margin-top: 36px; }
.expanded-transaction-grid .transaction-card { grid-column: span 4; }

.transaction-list-section { border-top: 1px solid var(--line); margin-top: 56px; padding-top: 48px; }
.transaction-list-heading { margin-bottom: 32px; }
.transaction-list-heading h3 { color: var(--ink); margin: 0; font-family: Georgia, serif; font-size: 36px; font-weight: 400; line-height: 1.15; }
.transaction-category-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 18px; }
.transaction-category-grid section { background: var(--cream); border-top: 4px solid var(--navy); padding: 30px 32px; }
.transaction-category-grid h4 { color: var(--navy); margin: 0 0 20px; font-family: Georgia, serif; font-size: 24px; font-weight: 400; }
.transaction-category-grid ul { color: #596276; margin: 0; padding-left: 19px; list-style: disc; }
.transaction-category-grid li { margin: 8px 0; font-size: 14px; line-height: 1.45; }

.process-section { display: grid; grid-template-columns: .8fr 1.2fr; gap: 100px; padding: 120px clamp(24px,5vw,78px); background: var(--cream); }
.process-title { max-width: 460px; margin-left: auto; }
.process-title > p:last-child { color: #4d586e; margin-top: 30px; font-family: Georgia, serif; font-size: 18px; line-height: 1.6; }
.process-list { max-width: 720px; }
.process-row { display: grid; grid-template-columns: 48px 150px 1fr; align-items: baseline; gap: 16px; padding: 24px 0; border-top: 1px solid #c6c9cd; }
.process-row span { color: var(--red); font-family: Georgia, serif; }
.process-row h3 { margin: 0; font-family: Georgia, serif; font-size: 23px; font-weight: 400; }
.process-row p { color: #596276; margin: 0; font-size: 14px; line-height: 1.6; }

.products-section { max-width: 1400px; margin: auto; padding: 120px clamp(24px,5vw,78px); }
.offering-group { margin-top: 72px; }
.services-group { margin-top: 90px; }
.offering-heading { display: flex; justify-content: space-between; align-items: end; gap: 40px; margin-bottom: 26px; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.offering-heading .eyebrow { margin: 0; }
.offering-heading h3 { color: #4f596d; text-align: right; margin: 0; font-family: Georgia, serif; font-size: 24px; font-weight: 400; }
.product-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.service-grid { grid-template-columns: repeat(3,1fr); }
.product-grid article { display: flex; flex-direction: column; min-height: 335px; padding: 38px 34px; border: 1px solid var(--line); }
.product-grid article > span { color: var(--red); font-family: Georgia, serif; font-size: 17px; }
.product-grid h3 { margin: 18px 0 14px; font-family: Georgia, serif; font-size: 28px; font-weight: 400; line-height: 1.15; }
.product-grid p { color: #5b6476; line-height: 1.7; margin-bottom: 18px; }
.product-grid a { margin-top: auto; color: var(--navy); text-transform: uppercase; letter-spacing: .1em; font-size: 11px; font-weight: 800; }

/* ---------- CTA + footer ---------- */
.cta { background: var(--deep); color: #fff; text-align: center; padding: 115px 24px 55px; }
.cta > p:not(.eyebrow) { color: #ccd4e8; max-width: 700px; margin: 30px auto; font-family: Georgia, serif; font-size: 18px; line-height: 1.6; }
.button.white { color: var(--navy); background: #fff; margin: 14px auto 75px; }
.contact-line { display: flex; justify-content: center; gap: 65px; max-width: 1050px; margin: auto; padding-top: 30px; border-top: 1px solid rgba(255,255,255,.2); text-transform: uppercase; letter-spacing: .12em; color: #aebbd8; font-size: 10px; }
footer { display: grid; grid-template-columns: auto auto 1fr auto; align-items: center; gap: 24px; padding: 35px clamp(24px,5vw,78px); color: #aeb8d1; background: #00072e; font-size: 11px; }
footer p { margin: 0; }
footer p:nth-of-type(2) { text-align: center; }
footer span { font-size: 9px; }
.footer-logo { object-fit: contain; filter: brightness(0) invert(1); opacity: .95; width: 62px; height: 43px; }

/* ---------- Interior pages ---------- */
.interior-hero { display: flex; align-items: flex-end; min-height: 520px; color: #fff; background: linear-gradient(115deg, #00093c, #05205f) 50% center / cover; }
.interior-hero > div { width: min(1180px,90%); margin: 0 auto; padding: 110px 0 90px; }
.interior-hero h1 { letter-spacing: -.03em; max-width: 1000px; margin: 0 0 28px; font-family: Georgia, serif; font-size: clamp(48px,6vw,76px); font-weight: 400; line-height: 1.04; }
.interior-hero div > p:last-child { color: #d5dced; max-width: 760px; font-family: Georgia, serif; font-size: 19px; line-height: 1.6; }

.split-section, .service-intro { display: grid; grid-template-columns: .8fr 1.2fr; gap: 100px; max-width: 1200px; margin: auto; padding: 110px 45px; }
.split-section h2, .bio-section h2, .objective-section h2, .product-detail h2, .service-intro h2, .process-page h2, .resource-lead h2, .article-section h2, .subscribe-section h2, .contact-page h2, .compensation-note h2 { letter-spacing: -.02em; margin: 0 0 24px; font-family: Georgia, serif; font-size: clamp(38px,4vw,56px); font-weight: 400; line-height: 1.08; }
.rich-copy p, .service-intro > div:last-child p { color: #465169; font-family: Georgia, serif; font-size: 19px; line-height: 1.65; margin-bottom: 1em; }

.feature-band { display: grid; grid-template-columns: repeat(4,1fr); padding: 80px max(5vw,30px); background: var(--navy); color: #fff; }
.feature-band article { border-right: 1px solid rgba(255,255,255,.2); padding: 20px 28px; }
.feature-band article:last-child { border: 0; }
.feature-band span, .service-cards span { color: #9db1e5; font-family: Georgia, serif; }
.feature-band h3 { margin: 18px 0 12px; font-family: Georgia, serif; font-size: 24px; font-weight: 400; line-height: 1.2; }
.feature-band p { color: #cad3e7; font-size: 13px; line-height: 1.65; }

.bio-section { display: grid; grid-template-columns: 250px 1fr; gap: 75px; max-width: 1100px; margin: auto; padding: 120px 45px; }
.bio-photo { object-fit: cover; object-position: center top; background: var(--cream); width: 230px; height: 300px; }
.bio-section h4 { color: var(--red); text-transform: uppercase; letter-spacing: .12em; font-size: 11px; margin-bottom: 24px; }
.bio-section p { color: #4b556b; font-family: Georgia, serif; font-size: 17px; }
.bio-section > div > p:not(.eyebrow) { margin: 0 0 1.5em; line-height: 1.5; }
.bio-section > div > p:not(.eyebrow):last-child { margin-bottom: 0; }

.objective-section { max-width: 1240px; margin: auto; padding: 110px 40px; }
.objective-section > h2 { max-width: 760px; }
.objective-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 55px; }
.objective-grid article { border-top: 4px solid var(--navy); background: var(--cream); padding: 35px; }
.objective-grid span { color: var(--red); font-family: Georgia, serif; font-size: 40px; }
.objective-grid h3 { font-family: Georgia, serif; font-size: 26px; margin: 10px 0; }
.objective-grid p { color: #596276; line-height: 1.65; }

.product-detail { display: grid; grid-template-columns: 180px 1fr; gap: 70px; padding: 100px max(calc(50vw - 560px), 7vw); }
.product-detail.alt { background: var(--navy); color: #fff; }
.product-detail.alt p, .product-detail.alt li { color: #d2daec; }
.detail-number { color: #bcc7dc; font-family: Georgia, serif; font-size: 70px; line-height: 1; }
.product-detail > div:last-child { max-width: 780px; }
.product-detail p, .product-detail li { color: #4e586d; font-family: Georgia, serif; font-size: 17px; line-height: 1.65; }
.product-detail .feature-list { margin: 28px 0 0; padding-left: 1.35em; list-style: disc outside; }
.product-detail .feature-list li { margin: 12px 0; padding-left: .35em; }
.product-detail .feature-list li::marker { color: var(--red); font-size: 1.1em; }
.product-detail.alt .feature-list li::marker { color: #e6b8b5; }
.disclaimer-strip { background: var(--cream); color: #5d6573; padding: 35px max(8vw,40px); font-size: 12px; line-height: 1.6; }

.service-cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; padding: 0 max(5vw,30px) 110px; }
.service-cards article { border: 1px solid var(--line); min-height: 320px; padding: 32px; }
.service-cards h3 { margin: 18px 0 14px; font-family: Georgia, serif; font-size: 26px; font-weight: 400; line-height: 1.2; }
.service-cards p { color: #5d6677; line-height: 1.7; }
.compensation-note { background: var(--navy); color: #fff; padding: 90px max(12vw,50px); }
.compensation-note p:last-child { color: #ccd5e9; max-width: 800px; font-family: Georgia, serif; font-size: 18px; line-height: 1.65; }
.process-page { display: grid; grid-template-columns: .8fr 1.2fr; gap: 100px; padding: 110px max(7vw,40px); background: var(--cream); }

.resource-lead { display: grid; grid-template-columns: 1.2fr .8fr; align-items: center; gap: 90px; max-width: 1200px; margin: auto; padding: 110px 45px; }
.resource-lead > div:first-child > p:not(.eyebrow) { color: #566074; font-family: Georgia, serif; font-size: 18px; line-height: 1.65; }
.resource-lead .button { background: var(--navy); color: #fff; margin-top: 20px; }
.resource-graphic { display: grid; grid-template-columns: 1fr 1fr; align-items: center; min-height: 420px; padding: 50px; background: var(--navy); color: #fff; }
.resource-graphic span { grid-column: span 2; color: #b9c8ed; font-family: Georgia, serif; font-size: 100px; }
.resource-graphic p { text-transform: uppercase; letter-spacing: .15em; border-top: 1px solid rgba(255,255,255,.3); padding-top: 18px; font-size: 10px; }
.article-section { background: var(--cream); padding: 110px max(5vw,30px); }
.article-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; max-width: 1240px; margin: auto; }
.article-grid article { position: relative; display: flex; flex-direction: column; min-height: 330px; padding: 28px; border-top: 4px solid var(--navy); background: #fff; }
.article-grid span { color: var(--red); letter-spacing: .15em; text-transform: uppercase; font-size: 9px; }
.article-grid small { position: absolute; top: 25px; right: 25px; color: #a2a9b6; font-family: Georgia, serif; }
.article-grid h3 { margin: 18px 0 12px; font-family: Georgia, serif; font-size: 24px; font-weight: 400; line-height: 1.25; }
.article-grid p { color: #626b7b; line-height: 1.65; margin-bottom: 18px; }
.article-grid a { margin-top: auto; color: var(--navy); text-transform: uppercase; letter-spacing: .1em; font-size: 10px; font-weight: 800; }
.subscribe-section { display: flex; justify-content: space-between; align-items: center; gap: 60px; padding: 90px max(8vw,40px); background: var(--navy); color: #fff; }
.subscribe-section > div { max-width: 760px; }
.subscribe-section p:last-child { color: #ccd4e7; line-height: 1.6; }
.subscribe-section .button { white-space: nowrap; margin: 0; }

.contact-page { display: grid; grid-template-columns: .9fr 1.1fr; gap: 95px; max-width: 1200px; margin: auto; padding: 110px 45px; }
.contact-copy > p:not(.eyebrow) { color: #586175; font-family: Georgia, serif; font-size: 18px; line-height: 1.65; }
.contact-details { border-top: 1px solid var(--line); margin-top: 45px; }
.contact-details > div { display: grid; grid-template-columns: 100px 1fr; padding: 20px 0; border-bottom: 1px solid var(--line); }
.contact-details span { letter-spacing: .15em; text-transform: uppercase; color: var(--red); font-size: 9px; }
.contact-details a, .contact-details p { margin: 0; font-family: Georgia, serif; font-size: 17px; }
.contact-form { display: flex; flex-direction: column; gap: 22px; padding: 45px; background: var(--cream); }
.contact-form > div { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.contact-form label { display: flex; flex-direction: column; gap: 9px; letter-spacing: .12em; text-transform: uppercase; color: #3e4757; font-size: 10px; }
.contact-form input, .contact-form select, .contact-form textarea { color: var(--ink); background: none; border: 0; border-bottom: 1px solid #9da3ad; outline: none; padding: 13px 4px; font: 16px Georgia, serif; letter-spacing: 0; text-transform: none; }
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { border-color: var(--navy); }
.contact-form textarea { border: 1px solid #b8bdc5; padding: 12px; }
.contact-form .button { background: var(--navy); color: #fff; border: 0; align-self: flex-start; cursor: pointer; }
.contact-form small { color: #707887; text-transform: none; letter-spacing: 0; line-height: 1.5; }

/* ---------- Rate ticker ---------- */
.rate-ticker { position: fixed; left: 0; right: 0; bottom: 0; z-index: 200; display: grid; grid-template-columns: 46px 1fr auto; align-items: center; height: 42px; color: #fff; background: #00072e; border-top: 1px solid rgba(255,255,255,.18); box-shadow: 0 -4px 18px rgba(0,7,46,.16); }
.ticker-control { height: 100%; color: #fff; cursor: pointer; background: #a52722; border: 0; border-right: 1px solid rgba(255,255,255,.2); font-size: 14px; }
.ticker-control:focus-visible { outline: 2px solid #fff; outline-offset: -4px; }
.ticker-window { white-space: nowrap; overflow: hidden; }
.ticker-track { display: flex; width: max-content; animation: ticker-scroll 70s linear infinite; }
.ticker-track.paused { animation-play-state: paused; }
.ticker-item { display: inline-flex; align-items: baseline; gap: 9px; height: 42px; padding: 0 25px; line-height: 42px; border-right: 1px solid rgba(255,255,255,.17); }
.ticker-item strong { letter-spacing: .07em; text-transform: uppercase; font-size: 11px; }
.ticker-item span { color: #d7e0f5; font-family: Georgia, serif; font-size: 15px; }
.ticker-item small { color: #96a6ca; text-transform: uppercase; letter-spacing: .08em; font-size: 8px; }
.ticker-asof { display: flex; align-items: center; height: 100%; padding: 0 18px; letter-spacing: .08em; text-transform: uppercase; color: #bcc7df; white-space: nowrap; background: #00072e; border-left: 1px solid rgba(255,255,255,.2); font-size: 9px; }
@keyframes ticker-scroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) {
  .ticker-track { animation: none; }
  .ticker-window { overflow-x: auto; }
}

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  html { scroll-padding-top: 82px; }
  .site-header { height: 72px; }
  .site-header nav { display: none; position: absolute; top: 72px; left: 0; right: 0; flex-direction: column; align-items: flex-start; padding: 30px; background: #fff; }
  .site-header nav.open { display: flex; }
  .menu-toggle { display: block; }
  .brand { height: 58px; }
  .brand img { width: 100px; height: 56px; }
  .hero-inner { padding: 100px 28px 190px; }
  .hero h1 { font-size: 50px; }
  .hero-proof { width: 100%; padding: 23px 12px; }
  .hero-proof div { padding: 0 12px; }
  .hero-proof strong { font-size: 22px; }
  .intro, .process-section { grid-template-columns: 1fr; gap: 45px; padding: 80px 28px; }
  .process-title { margin: 0; }
  .pillar-grid { grid-template-columns: repeat(2,1fr); }
  .pillar-grid article:nth-child(2) { border-right: 0; }
  .gallery-heading { grid-template-columns: 1fr; gap: 20px; }
  .transaction-grid { grid-template-columns: repeat(2,1fr); grid-auto-rows: 300px; }
  .transaction-card, .expanded-transaction-grid .transaction-card { grid-column: span 1 !important; }
  .more-transactions { margin-top: 28px; }
  .product-grid, .service-grid { grid-template-columns: 1fr; }
  .product-grid article { min-height: 260px; }
  .offering-heading { display: block; }
  .offering-heading h3 { text-align: left; margin-top: 12px; }
  .compliance-section { grid-template-columns: 1fr; gap: 34px; padding: 70px 28px; }
  footer { grid-template-columns: 1fr; text-align: center; }
  footer p:nth-of-type(2) { text-align: center; }
  .footer-logo { margin: auto; }
  .interior-hero { min-height: 450px; }
  .interior-hero > div { padding: 90px 0 70px; }
  .split-section, .service-intro, .bio-section, .resource-lead, .contact-page, .process-page { grid-template-columns: 1fr; gap: 45px; padding: 75px 28px; }
  .feature-band, .service-cards { grid-template-columns: repeat(2,1fr); }
  .feature-band article:nth-child(2) { border-right: 0; }
  .objective-grid, .article-grid { grid-template-columns: repeat(2,1fr); }
  .product-detail { grid-template-columns: 90px 1fr; gap: 35px; }
  .service-cards { padding: 0 28px 75px; }
  .subscribe-section { flex-direction: column; align-items: flex-start; }
  .contact-form { padding: 30px; }
}
@media (max-width: 700px) {
  body { padding-bottom: 38px; }
  .rate-ticker { grid-template-columns: 40px 1fr; height: 38px; }
  .ticker-item { height: 38px; padding: 0 18px; line-height: 38px; }
  .ticker-item small, .ticker-asof { display: none; }
  .ticker-track { animation-duration: 55s; }
  .transaction-list-section { margin-top: 42px; padding-top: 38px; }
  .transaction-list-heading h3 { font-size: 30px; }
  .transaction-category-grid { grid-template-columns: 1fr; }
  .transaction-category-grid section { padding: 26px 22px; }
}
@media (max-width: 560px) {
  .hero h1 { font-size: 42px; }
  .hero-copy { font-size: 16px; }
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .hero-proof strong { font-size: 18px; }
  .hero-proof span { font-size: 7px; }
  .pillar-grid { grid-template-columns: 1fr; }
  .pillar-grid article { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.18); }
  .gallery-section { padding: 80px 18px; }
  .transaction-grid { grid-template-columns: 1fr; grid-auto-rows: 360px; }
  .gallery-heading h2 { font-size: 42px; }
  .process-row { grid-template-columns: 34px 100px 1fr; gap: 10px; }
  .contact-line { flex-direction: column; gap: 14px; }
  .cta h2 { font-size: 40px; }
  .interior-hero h1 { font-size: 43px; }
  .feature-band, .service-cards, .objective-grid, .article-grid { grid-template-columns: 1fr; }
  .feature-band article { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.2); }
  .bio-photo { width: 100%; max-width: 330px; height: auto; }
  .product-detail { grid-template-columns: 1fr; padding: 70px 25px; }
  .detail-number { font-size: 45px; }
  .resource-graphic { min-height: 330px; }
  .resource-graphic span { font-size: 80px; }
  .contact-form > div { grid-template-columns: 1fr; }
}

/* About page: full portfolio, all cards visible (rows of 2, 3, 3, 2, 2) */
.full-portfolio-grid .card-6, .full-portfolio-grid .card-7, .full-portfolio-grid .card-8 { grid-column: span 4; }
.full-portfolio-grid .card-9, .full-portfolio-grid .card-10, .full-portfolio-grid .card-11, .full-portfolio-grid .card-12 { grid-column: span 6; }
.transaction-category-grid.three { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 900px) { .transaction-category-grid.three { grid-template-columns: 1fr; } }

/* Products page: heading above the three product sections */
.products-heading { padding: 34px max(calc(50vw - 560px), 7vw) 0; }
.products-heading .eyebrow { margin: 0; padding-top: 30px; border-top: 1px solid var(--line); font-size: 13px; }
.products-heading + .product-detail { padding-top: 56px; }
/* "Learn more" landing: brief highlight on the targeted service card */
.service-cards article:target { border-color: var(--navy); box-shadow: inset 0 4px 0 var(--red); }

/* ---------- Forms: send via website (V41) ---------- */
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; opacity: 0; }
.form-status { margin: 0; padding: 12px 14px; font: 15px/1.5 Georgia, serif; text-transform: none; letter-spacing: 0; border-left: 3px solid var(--navy); background: #fff; color: var(--ink); }
.form-status.error { border-left-color: var(--red); color: #7a1d19; }
.form-status.ok { border-left-color: #2f6b45; }
button[disabled] { opacity: .6; cursor: progress; }

/* Ticker sign-up button */
.rate-ticker { grid-template-columns: 46px 1fr auto auto; }
.ticker-signup { height: 100%; display: flex; align-items: center; gap: 8px; padding: 0 18px; border: 0; border-left: 1px solid rgba(255,255,255,.2); background: #a52722; color: #fff; cursor: pointer; font: 700 10px Arial, sans-serif; letter-spacing: .12em; text-transform: uppercase; white-space: nowrap; }
.ticker-signup:hover { background: #8e201c; }
.ticker-signup:focus-visible { outline: 2px solid #fff; outline-offset: -4px; }
.ticker-signup .short { display: none; }

/* Sign-up dialog */
.signup-modal { position: fixed; inset: 0; z-index: 400; display: flex; align-items: center; justify-content: center; padding: 16px; background: rgba(0,7,46,.72); }
.signup-modal[hidden] { display: none; }
.signup-card { position: relative; width: min(480px, 100%); max-height: calc(100vh - 32px); overflow: auto; background: var(--paper); border-top: 4px solid var(--navy); padding: 34px 32px 30px; box-shadow: 0 20px 60px rgba(0,7,46,.35); }
.signup-card h2 { margin: 0 0 12px; font: 400 30px/1.12 Georgia, serif; letter-spacing: -.02em; color: var(--ink); }
.signup-card > p:not(.eyebrow) { margin: 0 0 20px; color: #4e586d; font: 15px/1.6 Georgia, serif; }
.signup-card .eyebrow { margin-bottom: 12px; }
.signup-close { position: absolute; top: 10px; right: 10px; width: 36px; height: 36px; border: 0; background: none; font-size: 18px; color: var(--muted); cursor: pointer; }
.signup-form { display: flex; flex-direction: column; gap: 16px; }
.signup-form label { display: flex; flex-direction: column; gap: 7px; letter-spacing: .12em; text-transform: uppercase; color: #3e4757; font-size: 10px; }
.signup-form input { color: var(--ink); background: none; border: 0; border-bottom: 1px solid #9da3ad; outline: none; padding: 10px 4px; font: 16px Georgia, serif; letter-spacing: 0; text-transform: none; }
.signup-form input:focus { border-color: var(--navy); }
.signup-form .button { background: var(--navy); color: #fff; border: 0; align-self: flex-start; cursor: pointer; }

@media (max-width: 700px) {
  .rate-ticker { grid-template-columns: 40px 1fr auto; }
  .ticker-signup { padding: 0 12px; font-size: 9px; letter-spacing: .08em; }
  .ticker-signup .long { display: none; }
  .ticker-signup .short { display: inline; }
}

/* Lists inside service cards (home + Services page) (V44) */
.card-list { margin: 0 0 18px; padding-left: 1.1em; list-style: square outside; color: #5b6476; line-height: 1.6; }
.card-list li { margin: 3px 0; padding-left: .2em; }
.card-list li::marker { color: var(--red); }
.product-grid article > p + .card-list { margin-top: -6px; }

/* Header "Rate Updates" button (opens the daily-rate sign-up) */
.nav-signup { background: var(--red); color: #fff; border: 1px solid var(--red); padding: 14px 18px; font: inherit; letter-spacing: inherit; text-transform: inherit; cursor: pointer; }
.nav-signup:hover { background: #8e201c; border-color: #8e201c; }
.nav-signup:focus-visible { outline: 2px solid var(--navy); outline-offset: 3px; }
.site-header nav a, .nav-signup { white-space: nowrap; }
@media (max-width: 1100px) { .site-header nav { gap: 18px; } .brand { width: auto; } .nav-signup, .nav-cta { padding: 12px 14px; } }


/* ---------- Hero multi-step consultation form ---------- */
.hero-text { padding-top: 22px; }
.hero-inner { display: grid; grid-template-columns: minmax(0,1fr) 420px; align-items: start; gap: 64px; max-width: 1320px; padding: 110px 70px 64px; }
.hero h1 { font-size: clamp(42px,3.8vw,56px); }
.hf-card { background: #fff; color: var(--ink); box-shadow: 0 28px 70px rgba(0,9,60,.45); overflow: hidden; }
.hf-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 14px 30px; background: var(--red); color: #fff; }
.hf-badge { display: inline-flex; align-items: center; gap: 9px; letter-spacing: .18em; text-transform: uppercase; font-size: 12px; font-weight: 800; }
.hf-badge::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: #fff; box-shadow: 0 0 0 4px rgba(255,255,255,.25); }
.hf-head-note { color: #f6d9d7; font-size: 12px; letter-spacing: .04em; white-space: nowrap; }
.hf-body { padding: 26px 30px 26px; }
.hf-progress { display: flex; justify-content: space-between; align-items: center; margin-bottom: 22px; }
.hf-count { letter-spacing: .14em; text-transform: uppercase; color: var(--muted); font-size: 10px; font-weight: 800; }
.hf-bars { display: flex; gap: 5px; }
.hf-bars i { width: 26px; height: 3px; background: var(--line); transition: background .25s; }
.hf-bars i.on { background: var(--red); }
.hf-step { display: none; }
.hf-step.active { display: flex; flex-direction: column; animation: hf-in .3s ease; }
@keyframes hf-in { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }
.hf-card h2 { color: var(--navy); margin: 0 0 6px; font: 700 26px/1.18 Georgia, serif; letter-spacing: -.015em; }
.hf-hint { color: var(--muted); margin: 0 0 20px; font-size: 14px; line-height: 1.5; }
.hf-opts { display: flex; flex-direction: column; gap: 9px; }
.hf-opt { display: flex; align-items: center; gap: 14px; text-align: left; cursor: pointer; padding: 10px 40px 10px 10px; border: 1px solid var(--line); border-left: 3px solid var(--line); background: #fff; color: var(--ink); font: 600 15px/1.3 Arial, Helvetica, sans-serif; transition: border-color .15s, background .15s; position: relative; }
.hf-ic { flex: none; display: grid; place-items: center; width: 38px; height: 38px; background: #e9edf7; color: var(--navy); transition: background .15s, color .15s; }
.hf-ic svg { width: 20px; height: 20px; }
.hf-opt::after { content: "→"; position: absolute; right: 16px; top: 50%; transform: translateY(-50%); color: var(--red); opacity: 0; transition: opacity .15s; font-family: Arial, sans-serif; }
.hf-opt:hover, .hf-opt:focus-visible { border-color: var(--navy); border-left-color: var(--red); background: var(--cream); outline: none; }
.hf-opt:hover .hf-ic, .hf-opt:focus-visible .hf-ic, .hf-opt.selected .hf-ic { background: var(--navy); color: #fff; }
.hf-opt:hover::after, .hf-opt:focus-visible::after { opacity: 1; }
.hf-opt.selected { border-color: var(--navy); border-left-color: var(--red); background: var(--cream); }
.hf-step label { display: flex; flex-direction: column; gap: 6px; margin-bottom: 14px; letter-spacing: .12em; text-transform: uppercase; color: #3e4757; font-size: 10px; }
.hf-opt-label { text-transform: none; letter-spacing: 0; color: var(--muted); }
.hf-step input { color: var(--ink); border: 0; border-bottom: 1px solid #9da3ad; outline: none; padding: 9px 4px; font: 600 16px Arial, Helvetica, sans-serif; letter-spacing: 0; text-transform: none; }
.hf-step input:focus { border-color: var(--navy); }
.hf-submit { background: var(--red); color: #fff; border: 0; cursor: pointer; margin-top: 6px; width: 100%; gap: 12px; transition: background .15s; }
.hf-submit:hover { background: #8a1f1b; }
.hf-step .form-status { margin-top: 14px; }
.hf-back { align-self: flex-start; cursor: pointer; margin-top: 16px; color: var(--muted); font-size: 12px; letter-spacing: .06em; }
.hf-back:hover { color: var(--navy); }
.hf-done { text-align: center; padding: 20px 0 10px; }
.hf-mark { width: 56px; height: 56px; margin: 0 auto 18px; display: grid; place-items: center; border-radius: 50%; background: var(--navy); color: #fff; }
.hf-mark svg { width: 26px; height: 26px; }
.hf-done p { color: var(--muted); line-height: 1.6; margin-top: 8px; }
@media (max-width: 1100px) {
  .hero-inner { grid-template-columns: minmax(0,1fr) 380px; gap: 40px; padding: 90px 40px 100px; }
}
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; gap: 44px; padding: 80px 28px 80px; }
  .hero h1 { font-size: 46px; }
  .hero-form { max-width: 520px; }
  .hero-text { padding-top: 0; }
}
@media (max-width: 560px) {
  .hero-inner { padding: 64px 16px 64px; }
  .hero h1 { font-size: 38px; }
  .hf-body { padding: 22px 18px 20px; }
  .hf-head { padding: 12px 18px; }
  .hf-head-note { display: none; }
  .hf-card h2 { font-size: 23px; }
}

/* ---------- Hero logo strip ---------- */
.hero-logos { z-index: 2; position: relative; max-width: 1320px; margin: 0 auto; padding: 0 70px 60px; }
.hero-logos p { display: flex; align-items: center; gap: 22px; margin: 0 0 28px; letter-spacing: .19em; text-transform: uppercase; color: #aab6d6; font-size: 11px; font-weight: 800; white-space: nowrap; }
.hero-logos p::before, .hero-logos p::after { content: ""; flex: 1; height: 1px; background: rgba(255,255,255,.18); }
.hero-logos ul { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 30px 52px; max-width: 860px; margin: 0 auto; }
.hero-logos img { filter: brightness(0) invert(1); opacity: .78; transition: opacity .2s; }
.hero-logos img:hover { opacity: 1; }
@media (max-width: 1100px) { .hero-inner { padding-bottom: 56px; } .hero-logos { padding: 0 40px 52px; } }
@media (max-width: 900px) { .hero-logos { padding: 0 28px 48px; } .hero-logos ul { gap: 22px 34px; } }
@media (max-width: 560px) {
  .hero-inner { padding-bottom: 44px; }
  .hero-logos { padding: 0 16px 40px; }
  .hero-logos p { gap: 12px; font-size: 10px; letter-spacing: .14em; }
  .hero-logos ul { gap: 18px 26px; }
  .hero-logos ul { zoom: .72; gap: 26px 34px; }
}

/* ---------- Hero proof + trust, form reassurance ---------- */
.hero-stats { display: grid; grid-template-columns: repeat(4, auto); justify-content: start; gap: 0; margin: 44px 0 0; }
.hero-stats div { padding: 0 26px; border-left: 1px solid rgba(255,255,255,.2); }
.hero-stats div:first-child { padding-left: 0; border-left: 0; }
.hero-stats dt { font: 400 30px/1.1 Georgia, serif; color: #fff; }
.hero-stats dd { margin: 6px 0 0; max-width: 130px; color: #aab6d6; font-size: 10px; letter-spacing: .1em; text-transform: uppercase; line-height: 1.45; }
.hf-person { display: flex; align-items: center; gap: 12px; margin: 4px 0 20px; padding: 10px 12px; background: #f1f3f8; }
.hf-person img { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; flex: none; box-shadow: 0 0 0 2px #fff, 0 0 0 3px var(--line); }
.hf-person p { color: #3e4757; font-size: 13px; line-height: 1.45; }
.hf-person strong { color: var(--navy); }
.hf-assure { display: flex; flex-direction: column; align-items: center; gap: 8px; margin-top: 16px; text-align: center; }
.hf-assure li { display: flex; align-items: center; gap: 8px; color: var(--muted); font-size: 12.5px; }
.hf-assure a { color: var(--navy); font-weight: 700; border-bottom: 1px solid currentColor; }
.hf-aic svg { display: block; width: 14px; height: 14px; color: var(--navy); }
@media (max-width: 1100px) {
  .hero-stats { grid-template-columns: repeat(2, auto); gap: 22px 0; }
  .hero-stats div:nth-child(3) { padding-left: 0; border-left: 0; }
}
@media (max-width: 900px) { .hero-stats { grid-template-columns: repeat(4, auto); } .hero-stats div:nth-child(3) { padding-left: 26px; border-left: 1px solid rgba(255,255,255,.2); } }
@media (max-width: 700px) {
  .hero-stats { grid-template-columns: repeat(2, minmax(0,1fr)); gap: 22px 0; margin-top: 36px; }
  .hero-stats div, .hero-stats div:nth-child(3) { padding: 0 0 0 18px; border-left: 1px solid rgba(255,255,255,.2); }
  .hero-stats div:nth-child(odd) { padding-left: 0; border-left: 0; }
  .hero-stats dt { font-size: 26px; }
  }
.hf-badge { white-space: nowrap; }
@media (max-width: 900px) {
  /* Phones/tablets: form right after the intro, proof points below it */
  .hero-inner { display: flex; flex-direction: column; gap: 0; }
  .hero-text { display: contents; }
  .hero-form { order: 5; margin-top: 36px; width: 100%; }
  .hero-stats { order: 6; }
  }

/* ---------- Nav: rate updates as a quiet link ---------- */
.nav-signup { display: inline-flex; align-items: center; gap: 7px; background: none; color: inherit; border: 0; padding: 0; }
.nav-signup svg { width: 15px; height: 15px; color: var(--red); }
.nav-signup:hover { background: none; color: var(--red); }
@media (max-width: 1100px) { .nav-signup { padding: 0; } }
/* Tools link: calculator icon, same treatment as the Rate updates envelope */
.nav-tools { display: inline-flex; align-items: center; gap: 7px; }
.nav-tools svg { width: 15px; height: 15px; color: var(--red); }
.hf-step .hf-back { align-self: flex-start; }
.hf-card h2 { font-size: 25px; }

/* ---------- Bottom CTA: multi-step form that blends into the navy ---------- */
.cta-form { max-width: 560px; margin: 44px auto 0; text-align: left; }
.cta .contact-line { margin-top: 40px; }
.hf-dark { background: rgba(255,255,255,.035); border: 1px solid rgba(255,255,255,.14); box-shadow: none; color: #fff; }
.hf-dark .hf-head { background: none; border-bottom: 1px solid rgba(255,255,255,.12); padding: 16px 30px; }
.hf-dark .hf-badge { color: #e6b8b5; }
.hf-dark .hf-badge::before { background: var(--red); box-shadow: 0 0 0 4px rgba(165,39,34,.3); }
.hf-dark .hf-head-note { color: #9aa8cc; }
.hf-dark .hf-count { color: #9aa8cc; }
.hf-dark .hf-bars i { background: rgba(255,255,255,.16); }
.hf-dark .hf-bars i.on { background: #e6b8b5; }
.hf-dark h2 { color: #fff; }
.hf-dark .hf-hint { color: #aab6d6; }
.hf-dark .hf-opt { background: rgba(255,255,255,.04); color: #fff; border-color: rgba(255,255,255,.16); border-left-color: rgba(255,255,255,.16); }
.hf-dark .hf-ic { background: rgba(255,255,255,.09); color: #c8d4f4; }
.hf-dark .hf-opt:hover, .hf-dark .hf-opt:focus-visible, .hf-dark .hf-opt.selected { background: rgba(255,255,255,.09); border-color: rgba(255,255,255,.4); border-left-color: #e6b8b5; }
.hf-dark .hf-opt:hover .hf-ic, .hf-dark .hf-opt:focus-visible .hf-ic, .hf-dark .hf-opt.selected .hf-ic { background: #fff; color: var(--navy); }
.hf-dark .hf-opt::after { color: #e6b8b5; }
.hf-dark .hf-person { background: rgba(255,255,255,.06); }
.hf-dark .hf-person p { color: #ccd4e8; }
.hf-dark .hf-person strong { color: #fff; }
.hf-dark .hf-person img { box-shadow: 0 0 0 2px var(--deep), 0 0 0 3px rgba(255,255,255,.3); }
.hf-dark .hf-step label { color: #aab6d6; }
.hf-dark .hf-step input { color: #fff; border-bottom-color: rgba(255,255,255,.35); }
.hf-dark .hf-step input:focus { border-color: #fff; }
.hf-dark .hf-submit { background: #fff; color: var(--navy); }
.hf-dark .hf-submit:hover { background: #e9edf7; }
.hf-dark .hf-assure li { color: #9aa8cc; }
.hf-dark .hf-assure a { color: #fff; }
.hf-dark .hf-aic svg { color: #c8d4f4; }
.hf-dark .hf-back { color: #9aa8cc; }
.hf-dark .hf-back:hover { color: #fff; }
.hf-dark .hf-done p { color: #ccd4e8; }
.hf-dark .hf-mark { background: #fff; color: var(--navy); }
.hf-dark .form-status { background: rgba(255,255,255,.08); color: #fff; }
@media (max-width: 560px) { .cta-form { margin-top: 34px; } .hf-dark .hf-head { padding: 14px 18px; } }
.hf-alt { margin-top: 16px; color: var(--muted); font-size: 12px; letter-spacing: .02em; }
.hf-alt a { color: var(--navy); font-weight: 700; border-bottom: 1px solid currentColor; }
.hf-dark .hf-alt { color: #9aa8cc; }
.hf-dark .hf-alt a { color: #fff; }
/* Steps 1-3 share one grid cell so the card keeps the height of the tallest one (no jump, logos stay put) */
.hf-body { display: grid; }
.hf-progress { grid-row: 1; }
.hf-step, .hf-done { grid-row: 2; grid-column: 1; }
.hf-step { display: flex; flex-direction: column; visibility: hidden; }
.hf-step.active { visibility: visible; }
.hf-step.hf-final:not(.active) { display: none; }
.hf-done { align-self: center; }
.hf-alt { margin-top: auto; padding-top: 16px; }
.hf-submit { text-transform: none; letter-spacing: .01em; font-size: 16px; font-weight: 700; padding: 17px 24px; }
.hf-submit { gap: 10px; }
@media (max-width: 560px) { .hf-submit { font-size: 15px; padding: 16px 14px; } }
.hf-opt { font-weight: 400; }
.hf-step input { font-weight: 400; }

/* ---------- Contact page: cream multi-step form (matches the original contact form box) ---------- */
.hf-cream { background: var(--cream); box-shadow: none; }
.hf-cream .hf-head { background: none; color: var(--red); border-bottom: 1px solid #e2ddd1; padding: 18px 34px; }
.hf-cream .hf-badge::before { background: var(--red); box-shadow: 0 0 0 4px rgba(165,39,34,.15); }
.hf-cream .hf-head-note { color: var(--muted); }
.hf-cream .hf-body { padding: 28px 34px 30px; }
.hf-cream .hf-bars i { background: #ddd8cc; }
.hf-cream .hf-bars i.on { background: var(--navy); }
.hf-cream .hf-opt { background: #fff; border-color: #e2ddd1; border-left-color: #e2ddd1; }
.hf-cream .hf-opt:hover, .hf-cream .hf-opt:focus-visible, .hf-cream .hf-opt.selected { background: #fff; border-color: var(--navy); border-left-color: var(--red); }
.hf-cream .hf-person { background: #fff; }
.hf-cream .hf-step input, .hf-cream .hf-step textarea { background: none; }
.hf-step textarea { color: var(--ink); border: 1px solid #b8bdc5; outline: none; padding: 10px 12px; font: 400 16px/1.5 Arial, Helvetica, sans-serif; letter-spacing: 0; text-transform: none; resize: vertical; }
.hf-step textarea:focus { border-color: var(--navy); }
.hf-cream .hf-submit { background: var(--navy); }
.hf-cream .hf-submit:hover { background: var(--deep); }
.hf-cream .hf-alt a, .hf-cream .hf-assure a { color: var(--navy); }
.hf-legal { display: block; margin-top: 12px; text-align: center; color: #707887; font-size: 12px; line-height: 1.5; }
@media (max-width: 560px) { .hf-cream .hf-head { padding: 14px 18px; } .hf-cream .hf-body { padding: 22px 18px 22px; } }
@media (max-width: 900px) {
  /* Phones/tablets: form right after the intro, contact details below it */
  .contact-page { display: flex; flex-direction: column; gap: 0; }
  .contact-copy { display: contents; }
  .contact-mform { order: 1; margin-top: 36px; }
  .contact-details { order: 2; margin-top: 40px; }
}

/* ---------- Portfolio heading: dark logo grid in place of the intro sentence ---------- */
@media (min-width: 901px) { .gallery-heading { grid-template-columns: 1fr 1fr; gap: 70px; } }
.gallery-logos img[src$="mia.png"] { width: 72px; }
.gallery-logos { display: grid; grid-template-columns: repeat(5, 1fr); align-items: center; justify-items: center; gap: 30px 26px; margin-bottom: 30px; }
.gallery-logos li { display: flex; justify-content: center; width: 100%; }
.gallery-logos img { max-width: 100%; height: auto; filter: brightness(0); opacity: .68; transition: opacity .2s; }
.gallery-logos img:hover { opacity: 1; }
@media (max-width: 900px) { .gallery-logos { grid-template-columns: repeat(5, 1fr); max-width: 620px; margin-top: 10px; } }
@media (max-width: 560px) { .gallery-logos { grid-template-columns: repeat(2, 1fr); gap: 26px 24px; } }

/* ---------- Exit-intent pop-up ---------- */
html.exit-open { overflow: hidden; }
.exit-modal { position: fixed; inset: 0; z-index: 400; display: grid; place-items: center; padding: 24px; background: rgba(0,9,60,.62); backdrop-filter: blur(3px); -webkit-backdrop-filter: blur(3px); animation: exit-fade .25s ease; }
@keyframes exit-fade { from { opacity: 0; } to { opacity: 1; } }
.exit-card { position: relative; display: grid; grid-template-columns: 1fr 1.05fr; width: min(900px, 100%); max-height: calc(100vh - 48px); overflow: auto; background: #fff; box-shadow: 0 30px 90px rgba(0,9,60,.5); animation: exit-rise .3s ease; }
@keyframes exit-rise { from { opacity: 0; transform: translateY(14px) scale(.98); } to { opacity: 1; transform: none; } }
.exit-close { position: absolute; top: 12px; right: 12px; z-index: 2; width: 36px; height: 36px; cursor: pointer; color: var(--muted); font-size: 16px; }
.exit-close:hover { color: var(--navy); }
.exit-offer { display: flex; flex-direction: column; padding: 46px 40px 36px; color: #fff; background: linear-gradient(160deg, rgba(0,9,60,.97), rgba(0,20,79,.9)), url("../hero-infrastructure.jpg") 70% center / cover; }
.exit-offer .eyebrow { margin-bottom: 18px; }
.exit-offer h2 { margin: 0; font: 400 34px/1.12 Georgia, serif; letter-spacing: -.02em; }
.exit-lede { margin: 18px 0 0; color: #d7deef; font-size: 15px; line-height: 1.6; }
.exit-points { display: flex; flex-direction: column; gap: 12px; margin: 26px 0 30px; }
.exit-points li { display: flex; gap: 10px; color: #e7ecf7; font-size: 14px; line-height: 1.45; }
.exit-points svg { flex: none; width: 16px; height: 16px; margin-top: 2px; color: #e6b8b5; }
.exit-rob { display: flex; align-items: center; gap: 12px; margin-top: auto; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.16); }
.exit-rob img { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; box-shadow: 0 0 0 2px rgba(255,255,255,.35); }
.exit-rob p { color: #aab6d6; font-size: 12px; line-height: 1.45; }
.exit-rob strong { display: block; color: #fff; font-size: 14px; }
.exit-form { display: flex; flex-direction: column; padding: 30px 6px 18px; }
.hf-exit { box-shadow: none; background: none; }
.hf-exit .hf-body { padding: 14px 30px 10px; }
.exit-rates { margin: auto 36px 0; padding-top: 14px; border-top: 1px solid var(--line); text-align: center; color: var(--muted); font-size: 12.5px; }
.exit-rates-btn { cursor: pointer; color: var(--navy); font-weight: 700; border-bottom: 1px solid currentColor; }
@media (max-width: 760px) {
  .exit-modal { padding: 12px; align-items: end; }
  .exit-card { grid-template-columns: 1fr; max-height: calc(100vh - 24px); }
  .exit-offer { padding: 26px 22px 22px; }
  .exit-offer .eyebrow { margin-bottom: 10px; }
  .exit-offer h2 { font-size: 25px; padding-right: 26px; }
  .exit-lede { margin-top: 10px; font-size: 14px; }
  .exit-points, .exit-rob { display: none; }
  .exit-close { color: #c8d4f4; }
  .exit-form { padding: 6px 0 14px; }
  .hf-exit .hf-body { padding: 18px 20px 8px; }
  .exit-rates { margin: 6px 20px 0; }
}
.exit-card:focus { outline: none; }

/* Bottom CTA form: brand-navy panel (one quiet step lighter than the section) + colored title bar */
.hf-dark { background: #00144f; border-color: rgba(255,255,255,.12); box-shadow: 0 24px 60px rgba(0,0,0,.35); }
.hf-dark .hf-head { background: var(--red); border-bottom: 0; }
.hf-dark .hf-badge { color: #fff; }
.hf-dark .hf-badge::before { background: #fff; box-shadow: 0 0 0 4px rgba(255,255,255,.25); }
.hf-dark .hf-head-note { color: #f6d9d7; }
.hf-dark .hf-opt { background: rgba(255,255,255,.05); border-color: rgba(255,255,255,.15); border-left-color: rgba(255,255,255,.15); }
.hf-dark .hf-ic { background: rgba(255,255,255,.1); }
.hf-dark .hf-person { background: rgba(255,255,255,.06); }
.hf-dark .hf-person img { box-shadow: 0 0 0 2px #00144f, 0 0 0 3px rgba(255,255,255,.3); }
/* Bottom CTA form title bar: cream with red text (replaces the red bar) */
.hf-dark .hf-head { background: var(--cream); }
.hf-dark .hf-badge { color: var(--red); }
.hf-dark .hf-badge::before { background: var(--red); box-shadow: 0 0 0 4px rgba(165,39,34,.15); }
.hf-dark .hf-head-note { color: #505b70; }

/* Bottom CTA: subtle logo strip under the form (same logos + label as the home hero, dimmer) */
.cta-logos { max-width: 680px; margin: 64px auto 0; }
.cta-logos p { display: flex; align-items: center; gap: 20px; margin: 0 0 24px; letter-spacing: .19em; text-transform: uppercase; color: #8f9cc4; font-size: 10px; font-weight: 800; white-space: nowrap; }
.cta-logos p::before, .cta-logos p::after { content: ""; flex: 1; height: 1px; background: rgba(255,255,255,.12); }
/* 920px (before zoom) fits the first six logos + gaps but not a seventh, so desktop wraps 6 / 4 */
.cta-logos ul { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 30px 44px; max-width: 920px; margin: 0 auto; zoom: .72; }
.cta-logos img { filter: brightness(0) invert(1); opacity: .4; transition: opacity .2s; }
.cta-logos img:hover { opacity: .75; }
@media (max-width: 900px) { .cta-logos ul { gap: 26px 36px; } }
@media (max-width: 560px) { .cta-logos { margin-top: 52px; } .cta-logos p { gap: 12px; font-size: 9.5px; letter-spacing: .14em; } .cta-logos ul { zoom: .66; gap: 26px 34px; } }
/* Contact page: the same strip on the light background (dark logos, same quiet opacity), below the form */
.cta-logos-light { margin: -40px auto 0; padding: 0 24px 100px; box-sizing: content-box; }
.cta-logos-light p { color: var(--muted); }
.cta-logos-light p::before, .cta-logos-light p::after { background: var(--line); }
.cta-logos-light img { filter: brightness(0); opacity: .4; }
.cta-logos-light img:hover { opacity: .7; }
@media (max-width: 560px) { .cta-logos-light { margin-top: -20px; padding-bottom: 70px; } }

/* guide-library teaser on the home and Resources pages */
.guides-teaser { background: var(--cream); padding: 90px max(5vw, 24px); }
.guides-teaser > div { max-width: 1180px; margin: 0 auto; }
.guides-teaser h2 { font-family: Georgia, serif; font-weight: 400; font-size: clamp(30px, 3vw, 42px); color: var(--navy); margin: 0 0 12px; }
.guides-teaser > div > p { color: var(--muted); max-width: 720px; line-height: 1.55; margin: 0 0 30px; }
.guides-teaser ul { list-style: none; padding: 0; margin: 0 0 32px; display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 260px), 1fr)); gap: 16px; }
.guides-teaser li a { display: block; height: 100%; background: #fff; border: 1px solid var(--line); padding: 20px 22px; }
.guides-teaser li a:hover { border-color: var(--navy); }
.guides-teaser strong { display: block; font-family: Georgia, serif; font-weight: 400; font-size: 19px; color: var(--navy); line-height: 1.25; margin-bottom: 6px; }
.guides-teaser li span { display: block; font-size: 14px; color: var(--muted); line-height: 1.45; }

/* Compact hero form: three fields on one screen */
.hf-quick .hf-body { padding: 18px 26px 20px; }
.hf-quick .hf-head { padding: 11px 26px; }
.hf-quick .hf-step label { margin-bottom: 10px; }
.hf-quick .hf-step input, .hf-quick .hf-step select { color: var(--ink); border: 0; border-bottom: 1px solid #9da3ad; border-radius: 0; background: transparent; outline: none; padding: 7px 4px; font: 600 15px Arial, Helvetica, sans-serif; letter-spacing: 0; text-transform: none; width: 100%; }
.hf-quick .hf-step select { cursor: pointer; }
.hf-quick .hf-step select:invalid { color: #8a91a0; font-weight: 400; }
.hf-quick .hf-step input:focus, .hf-quick .hf-step select:focus { border-color: var(--navy); }
.hf-quick .hf-submit { margin-top: 8px; }
.hf-quick .hf-alt { margin: 12px 0 0; text-align: center; font-size: 12.5px; color: var(--muted); line-height: 1.5; }
.hf-quick .hf-alt a { color: var(--navy); font-weight: 700; border-bottom: 1px solid currentColor; }

/* Compact form on the dark bottom-of-page panel */
.hf-dark.hf-quick .hf-step label { color: #aab6d6; }
.hf-dark.hf-quick .hf-step input, .hf-dark.hf-quick .hf-step select { color: #fff; border-bottom-color: rgba(255,255,255,.35); }
.hf-dark.hf-quick .hf-step select:invalid { color: #9aa8cc; }
.hf-dark.hf-quick .hf-step input:focus, .hf-dark.hf-quick .hf-step select:focus { border-color: #fff; }
.hf-dark.hf-quick select option { color: #14213d; background: #fff; }
.hf-dark.hf-quick .hf-alt { color: #9aa8cc; }
.hf-dark.hf-quick .hf-alt a { color: #fff; }

/* Indicative rate sheet (/rates/ and the home page card) */
.rs-wrap { width: min(1100px, 90%); margin: 0 auto; padding: 56px 0 36px; font-family: Arial, Helvetica, sans-serif; color: var(--navy); }
.rs-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 24px; flex-wrap: wrap; margin-bottom: 24px; }
.rs-head h2 { margin: 6px 0 8px; font-size: clamp(30px, 3.4vw, 44px); line-height: 1.1; }
.rs-head p { margin: 0; color: var(--muted, #667084); }
.rs-upper { text-transform: uppercase; }
.rs-tools { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.rs-badge { background: var(--navy); color: #fff; font: 800 11px Arial, Helvetica, sans-serif; letter-spacing: .1em; text-transform: uppercase; padding: 9px 12px; }
.rs-print { all: unset; box-sizing: border-box; cursor: pointer; border: 1px solid var(--navy); color: var(--navy); font: 800 11px Arial, Helvetica, sans-serif; letter-spacing: .1em; text-transform: uppercase; padding: 9px 12px; }
.rs-print:hover { background: var(--navy); color: #fff; }
.rs-scroll { overflow-x: auto; }
.rs-table { width: 100%; border-collapse: collapse; font-variant-numeric: tabular-nums; }
.rs-table th, .rs-table td { padding: 15px 14px; text-align: right; border-bottom: 1px solid #dfe3ea; font-size: 18px; }
.rs-table thead th { background: var(--navy); color: #fff; font-size: 11px; letter-spacing: .1em; text-transform: uppercase; font-weight: 800; }
.rs-table th:first-child, .rs-table td:first-child { text-align: left; }
.rs-table tbody th { font-weight: 800; }
.rs-table tbody tr:nth-child(even) { background: #f5f7fa; }
.rs-table td:last-child { font-weight: 800; }
.rs-note { margin: 14px 0 0; font-size: 13px; line-height: 1.55; color: #4b5568; }
.rs-bid { margin-top: 28px; padding: 24px 28px; border-left: 4px solid var(--red, #a52722); background: #f5f7fa; }
.rs-bid h3 { margin: 4px 0 8px; font-size: 24px; }
.rs-bid p { margin: 0; line-height: 1.6; }
.rs-bid a { color: var(--navy); text-decoration: underline; }
.rs-disclaimer { margin: 22px 0 0; font-size: 12.5px; line-height: 1.6; color: #667084; }
.rs-card { width: min(1100px, 90%); margin: 0 auto; padding: 64px 0; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 48px; align-items: center; font-family: Arial, Helvetica, sans-serif; color: var(--navy); }
.rs-card h2 { margin: 6px 0 12px; font-size: clamp(28px, 3vw, 40px); line-height: 1.12; }
.rs-card-copy p { line-height: 1.6; }
.rs-card .rs-table th, .rs-card .rs-table td { font-size: 17px; }
@media (max-width: 800px) { .rs-card { grid-template-columns: minmax(0, 1fr); gap: 24px; padding: 44px 0; } .rs-table th, .rs-table td { padding: 12px 8px; font-size: 15px; } .rs-table thead th { font-size: 9.5px; letter-spacing: .06em; } }
@media print {
  header, nav, footer, .crumbs, .interior-hero, .rs-print, .tool-wrap, .tool-notes, .cta, .site-popup, [role="dialog"] { display: none !important; }
  .rs-wrap { padding: 0; width: 100%; }
  .rs-table thead th, .rs-badge { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
}
.rs-table th, .rs-table td { white-space: nowrap; font-family: Arial, Helvetica, sans-serif; }
.rs-card .text-link { display: inline-block; margin-top: 6px; }
.rs-print-head { display: none; }
@media print {
  .rs-print-head { display: flex !important; align-items: center; justify-content: space-between; gap: 24px; padding-bottom: 14px; margin-bottom: 18px; border-bottom: 2px solid var(--navy); }
  .rs-print-head img { width: 124px; height: auto; }
  .rs-print-head p { margin: 0; text-align: right; font: 700 10px Arial, Helvetica, sans-serif; letter-spacing: .1em; line-height: 1.7; color: var(--navy); }
}
@media print { .rs-table th, .rs-table td { padding: 8px 12px; font-size: 15px; } .rs-bid { margin-top: 18px; padding: 16px 22px; } .rs-bid h3 { font-size: 20px; } @page { margin: 14mm; } }
.rs-table th, .rs-table td, .rs-table th:first-child, .rs-table td:first-child { text-align: center; }
.rs-card { grid-template-columns: minmax(0, .8fr) minmax(0, 1.5fr); gap: 40px; }
.rs-card .rs-table th, .rs-card .rs-table td { padding: 13px 8px; font-size: 16px; }
.rs-card .rs-table thead th { font-size: 10px; letter-spacing: .06em; white-space: normal; }
@media (max-width: 800px) { .rs-card { grid-template-columns: minmax(0, 1fr); } .rs-card .rs-table th, .rs-card .rs-table td { padding: 10px 4px; font-size: 14px; } .rs-card .rs-table thead th { font-size: 8.5px; letter-spacing: .02em; } }
.rs-pdf { box-sizing: border-box; border: 1px solid var(--navy); background: var(--navy); color: #fff; font: 800 11px Arial, Helvetica, sans-serif; letter-spacing: .1em; text-transform: uppercase; padding: 9px 12px; text-decoration: none; }
.rs-pdf:hover { background: var(--red, #a52722); border-color: var(--red, #a52722); }
.rs-embedded .rs-print { display: none; }
@media print { .rs-pdf { display: none !important; } }

.rs-table thead th .rs-sub { display: block; margin-top: 3px; font-size: .9em; font-weight: 600; letter-spacing: .06em; color: #c9d3ea; }

.project-band { background: linear-gradient(90deg, rgba(0,9,60,.98) 0%, rgba(0,15,70,.9) 55%, rgba(0,18,66,.55) 100%), url("../hero-infrastructure.jpg") 50% center / cover; color: #fff; padding: 100px max(5vw, 24px); }
.project-band > div { max-width: 1180px; margin: 0 auto; }
.project-band .eyebrow { letter-spacing: .24em; margin-bottom: 28px; }
.project-band h2 { font-family: Georgia, serif; font-weight: 400; font-size: clamp(36px, 4.4vw, 62px); line-height: 1.08; letter-spacing: -.02em; max-width: 820px; margin: 0 0 36px; }
.project-band p:not(.eyebrow) { font-family: Georgia, serif; color: #d6dcec; font-size: clamp(18px, 1.7vw, 22px); line-height: 1.75; max-width: 860px; margin: 0 0 40px; }
.project-band .text-link { color: #fff; }
@media (max-width: 700px) { .project-band { padding: 64px 24px; } .project-band .text-link { gap: 12px; } }
@media (min-width: 901px) and (max-width: 1180px) { .site-header nav { gap: 13px; font-size: 11px; letter-spacing: .05em; } .nav-signup, .nav-cta { padding: 11px 11px; } }

.project-band h2 { font-size: clamp(22px, 2.5vw, 34px); max-width: none; line-height: 1.25; letter-spacing: -.01em; margin-bottom: 32px; }
@media (min-width: 800px) { .project-band h2 { white-space: nowrap; } }